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Signature Loans | Bashas' Associates Federal Credit Union
signature loans


EFFECTIVE January 1, 2013

Due to recent regulatory changes in the financial industry, Bashas Associates FCU will discontinue open-end lending. All loans will now be closed-end. Open-end lending has been a convenience for our members as well as our staff. We have been able to make advances on open-end loan accounts without updated applications or signatures. This type of loan option will no longer be available. Each time you request a loan from the credit union you will need to complete an application and sign the loan documents before we can disburse funds. We will also need your most recent pay stub to process the loan.

We are sorry for any inconvenience, however must abide by our governing regulations. If you have any questions or concerns, please call our loan department today at 480-831-0098 Option 3, or email us at bafcu@bafcu.com.

Signature Loan Unsecured Overdraft Protection Step Forward Loan
Annual Percentage Rate (APR) Rates starting at 9%

Base Rate is determined by Risk Based Lending Rate. This means your rate starts at the percentages given but can increase due to your credit profile and other underwriting factors (based on your credit report), which is reported by the Credit Bureau Agencies.

18% 18%

There will be a $50.00 Application Processing Fee each time a Step Forward Loan is requested. Amount available on a Step Forward loan is $500.00. Payments may be paid through direct deposit or weekly transfers. Must be employed for 6 months and provide proof of employment and references. Must be at least 18 years old. Members are only allowed one Step Forward Loan at a time. Please see Step Forward Info Sheet, under Applications, for more information and restrictions as of February 1st, 2015.

Maximum Loan Amount $10,000Amount available is determined by Isaac Score and income. $2,500 $500
Maximum Term 60 months 45 or 84 days

(6 weeks or 12 weeks)


Note: Applications received from non-members cannot be processed. If you apply as a non-member and subsequently become a member, you will be required to submit another application to be considered for your loan.

Our Rates Change so please visit frequently.

Rates are subject to change without notice.  

Income verification is required upon approval of your loan request. Other information may also be required.

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